A former student of mine once asked, "What's it like to play against a grandmaster?"
I replied, "Imagine you're in a dark alley with someone who's trying to kill you. And all you want to do is get out of that dark alley alive."
That's how I feel about the COVID-19 virus. Literally, not figuratively.
It reminds me of the time I drew a game against a grandmaster on the stage at a tournament.
When I handed in my score sheet, the tournament director was incredulous.
TD: "You didn't get a draw against the grandmaster, did you?"
Me: "Yes, I did."
TD: "How did you manage to do that?"
Me: "I was too scared to lose."
There's nothing wrong with being afraid, as long as you keep it within reason.
Just don't let your fear get the upper hand.